Promotional OOCRE pricing requires a Modified Pre-Payment Penalty and 1% Origination Fee. One Percent (1%) Lock Fee for 90 Days. Lock Fee is credited at closing. Maximum LTV for commercial mortgages is 75%. All third party expense (i.e. appraisal, environmental review, etc.) must be paid in advance by the borrower. Property insurance is required. Rates listed are relationship rates: You must maintain any ANB Bank checking account with automatic loan payment and one other ANB product. Loans subject to credit approval and underwriting. Other terms and conditions may apply. Rates as of August 1, 2026.