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Health Savings Account
Health Savings Account
Health Savings Account

A Health Savings Account (HSA) is an account that you can put money into to save for future medical expenses. There are certain advantages to putting money into these accounts, including favorable tax treatment.

Monthly Service
Fee $3*

Minimum Opening
Deposit $100

Account Benefits
HSA Debit Card

HSA VISA ® Debit Card

Use your HSA Debit Card at doctor’s offices, pharmacies, and other places where debit cards are accepted.

Online and Mobile Banking

Online & Mobile Banking*

From a computer or mobile device, get complete, safe, and secure access to your accounts 24/7 using our Online Banking service.

eStatements

eStatements*

Receive electronic versions of your banking statement through your Online Banking account.

Doctor listening to patient's heart

Other Account Features

Earn Interest* — Earn interest on your health savings account. View rates.


HSA Debit Card — All HSA accounts include HSA Debit Card.


Account Set up Fee — None


Opening Your HSA — If you are eligible, you can establish an HSA and help control your health care expenses. Each year, you determine your allowable annual HSA contribution, and whether you have qualified medical expenses eligible for reimbursement with nontaxable HSA distributions. Learn more about HSAs


To open an account, visit one of our locations.

Find an ANB Bank location

Other Account Features

Earn Interest* — Earn interest on your health savings account. View rates.


HSA Debit Card — All HSA accounts include HSA Debit Card.


Account Set up Fee — None


Opening Your HSA — If you are eligible, you can establish an HSA and help control your health care expenses. Each year, you determine your allowable annual HSA contribution, and whether you have qualified medical expenses eligible for reimbursement with nontaxable HSA distributions. Learn more about HSAs


To open an account, visit one of our locations.

Find an ANB Bank location

Financial Calculators

Important Information About Procedures For Opening A New Account
To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Disclosure

*Health Savings Account: See the Personal Miscellaneous Fee Schedule for additional details. Contributions to your HSA can be made by you, your employer, or both. However, the total contributions are limited annually. If you make a contribution, you can deduct the contributions (even if you do not itemize deductions) when completing your federal income tax return. Contributions to the account must stop once you are enrolled in Medicare. Rates: See the Deposit Rate Sheet for current rates. Rates are variable and subject to change at any time. Online Banking: Internet access required. Internet charges may apply, depending on your Internet provider’s plan. eStatements: eStatements are provided at no charge, paper statements will be assessed an additional monthly fee of $5. Mobile Banking: Requires Online Banking enrollment. Wireless carrier charges may apply, depending on your wireless/Internet carrier’s plan.