A first checking account for individuals aged 15-22. A Youth Checking account will help an individual learn the importance of managing their money with no monthly service fee.
Important Information About Procedures For Opening A New Account
To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*Youth Checking Account: See the Personal Miscellaneous Fee Schedule for additional details. No check writing capabilities. Joint Ownership required for ages 15-17 (parent or guardian) with spending limit controls. At age 23, the Youth Checking Account converts to a Free Checking Account. Online Banking: Internet access required. Internet charges may apply, depending on your Internet provider’s plan. No bill pay capabilities. eStatements: eStatements are provided at no charge, paper statements will be assessed an additional monthly fee of $5. Mobile Banking: Requires Online Banking enrollment. Wireless carrier charges may apply, depending on your wireless/Internet carrier’s plan. Debit Card: No annual fee. If you change your design two or more times during the year, a $10.00 replacement fee per card will apply. Overdraft Line of Credit: Not available on this account type.