Personal Savings

At ANB Bank, we make saving easy with a variety of saving accounts for all stages of your life.

Personal Savings

A popular interest bearing account for those wanting to save for the future with the added convenience of ATM access. Account benefits include Online Banking, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $100
Monthly Service Fee1 $3 monthly service fee OR $0 with a minimum balance of $100 or more
Interest Bearing2 Yes, with Interest Compounded and Credited Quarterly
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Included Benefits Online Banking3
Mobile Banking3
Mobile Deposit3
eStatements
Withdrawals Federal regulations limit certain types of withdrawals or transfers to another one of your accounts at ANB Bank or to a third party by means of a preauthorized or automatic transfer, telephone transfer, online transfer, or by check, draft, debit card or similar order, to a combined total of six (6) per month. However, transfers and withdrawals made at the teller line or at an ATM are unlimited. If you exceed the six (6) withdrawals or transfers limited by federal regulations, there will be a $10 fee per occurrence. If this limit is exceeded regularly, this account can be closed.

Spare-Change Savings

A savings account that for individuals that will automatically transfer the difference between a Debit Card purchase and the next whole dollar amount from your checking account to your Spare-Change Savings account. Account benefits include a Online Banking, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $25
Monthly Service Fee1 Free
Interest Bearing2 Yes, with Interest Compounded and Credited Quarterly
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VISA® Debit Card Must be linked to any ANB Checking Account
Included Benefits Online Banking3
Mobile Banking3
Mobile Deposit3
eStatements
Withdrawals Federal regulations limit certain types of withdrawals or transfers to another one of your accounts at ANB Bank or to a third party by means of a preauthorized or automatic transfer, telephone transfer, online transfer, or by check, draft, debit card or similar order, to a combined total of six (6) per month. However, transfers and withdrawals made at the teller line or at an ATM are unlimited. If you exceed the six (6) withdrawals or transfers limited by federal regulations, there will be a $10 fee per occurrence. If this limit is exceeded regularly, this account can be closed.

Youth Savings (For individuals up to 18 years of age)

A savings account for younger individuals up to 18 years of age. Account benefits include Online Banking, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $0
Monthly Service Fee1 Free
Interest Bearing2 Yes, with Interest Compounded and Credited Quarterly
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Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Withdrawals Federal regulations limit certain types of withdrawals or transfers to another one of your accounts at ANB Bank or to a third party by means of a preauthorized or automatic transfer, telephone transfer, online transfer, or by check, draft, debit card or similar order, to a combined total of six (6) per month. However, transfers and withdrawals made at the teller line or at an ATM are unlimited. If you exceed the six (6) withdrawals or transfers limited by federal regulations, there will be a $10 fee per occurrence. If this limit is exceeded regularly, this account can be closed.

Money Management

For individuals who want high rates of return with the ability to write checks on the account. Account benefits include a VISA® Debit Card, Online Banking with Bill Pay, Mobile Banking, Mobile Deposit and eStatements.

Account Details
Minimum Opening Deposit: $100
Monthly Service Fee1 $10 monthly service fee OR $0 with a minimum balance of $1,000 or more
Interest Bearing2 Yes, Tiered based on balances
View rates
Included Benefits Online Banking with Bill Pay3
Mobile Banking3
Mobile Deposit3
eStatements
Withdrawals Federal regulations limit certain types of withdrawals or transfers to another one of your accounts at ANB Bank or to a third party by means of a preauthorized or automatic transfer, telephone transfer, online transfer, or by check, draft, debit card or similar order, to a combined total of six (6) per month. However, transfers and withdrawals made at the teller line or at an ATM are unlimited. If you exceed the six (6) withdrawals or transfers limited by federal regulations, there will be a $10 fee per occurrence. If this limit is exceeded regularly, this account can be closed.

Certificates of Deposit (CD)

With competitive rates and relationship pricing for our customers, our Certificates of Deposit are a very attractive investment option. Account benefits include Online Banking and Mobile Banking.

Account Details
Minimum Opening Deposit: $1,000 with a variety of Maturities & Balances
Monthly Service Fee1 Free
Interest Bearing2 Yes, with Interest Compounded and Credited Quarterly
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Included Benefits Online Banking3
Mobile Banking3
Mobile Deposit3

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

1 See the Miscellaneous Fee schedule for additional details.
2 See the Deposit Rate Sheet for current rates. Rates are variable and subject to change at any time.
3 Online Banking and internet access required. Smartphone requirements, text messaging fees, and other carrier charges may apply.