Digital Privacy Disclosure

For purposes of this Digital Privacy Disclosure, "you" and "your" means a user accessing any of ANB Bank's digital services, including the website, ANB Online Banking, ANB Mobile App, ANB Financial Services platform, and ANB branded social media pages. "ANB", "ANB Bank", "we", "us", "bank" or "our" means ANB Bank.

Your privacy is important to us. This Digital Privacy Disclosure describes our practices for collecting, sharing, using, maintaining and protecting information when you visit or use our digital services.

ANB Bank's digital services are intended for use by consumers solely within the United States.

Our digital services are not intended for children under 13. ANB Bank does not knowingly collect personal information from children under 13 without parental consent. For more information about the Children's Online Privacy Protection Act (COPPA), visit the FTC website:

This Digital Privacy Disclosure is effective as of December 2019 and may be updated from time to time without prior notice. Each time you access or use any of ANB's digital services, you are consenting to the Digital Privacy Disclosure then in effect.

Use of Information

We may use the collected information for the following:

We do not sell any personal data. If you have a financial product or account with us, please review our Privacy Notice for details on how we use and share any information that we collect about you.

Collection of Information

Financial Products and Accounts (e.g.: deposit accounts, loans, financial services)
When you open an account with ANB Bank, we collect information about you as required or permitted by U.S. federal law. To help the government fight the funding of terrorism and money-laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: when you open an account, we will ask for your name, address, date of birth, social security number, information provided on your driver's license and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

ANB Online Banking, ANB Financial Services Platform and ANB Mobile App

The information we may collect from you when you visit or use ANB's Online Banking or ANB Financial Services platform may include the following personally identifiable information (based on your use):

When you use the ANB Mobile App, we may collect the personally identifiable information noted above and the following information:

With the ANB Mobile App, we do not monitor or collect the following:

ANB does not process any information about the phone, except information regarding whether it is jailbroken or has a DNS infection or other major security issue that could compromise the safety of your account. website

The ANB Bank website collects and stores a number of information data points to help us improve our website experience for our users. The personally identifiable information collected may include the following:

ANB Branded Social Media Sites

ANB Bank uses a number of social media sites to communicate with our customers. The social media sites, which are third-party sites (i.e. Facebook, Twitter, LinkedIn, etc.), have their own privacy policies and privacy setting capabilities that govern their sites. These sites may allow ANB Bank to have access information about you if you have opted to follow, like, or connect with the ANB Bank page. The data provided from the social media sites may vary and may consist of one or more of the following data points:

Third Party Relationships

ANB may share information you enter through our digital services with third-party service providers with whom we have a business relationship in order to provide services to you and to process your requests.


The ANB Bank website and other ANB online platforms use cookies to provide an enhanced customer experience when you use our website and online platforms. Cookies contain data about your Internet usage and are stored directly on your computer. Our cookies are used to remember your Login ID, detect Transport Layer Security (TLS) settings on your browser and identify a trusted device or computer. The cookies from our website will stay on your computer until you clear or delete the cookies. You can choose to adjust your browser settings to block or delete cookies, but this could degrade your online experience by requiring you to enter your Login ID and password each time you login and requiring a secondary authentication with a Secure Access Code (SAC). You can delete cookies on your computer by following the instructions for your browser.

Google Analytics

ANB uses a tool called Google Analytics to collect statistical and website usage information for the website. Google Analytics uses cookies to collect this information. ANB Bank uses the following Google Analytic feature: Google Analytics Demographics and Interest Reporting. If you do not want Google Analytics to collect information about your website use, you can opt out by visiting and following the instructions.

Do Not Track

Our website uses cookies but does not provide targeted advertising. As a result, we do not respond to Do Not Track (DNT) signals.

Linking to Third-Party Websites

ANB Bank may provide links to websites owned or operated by third parties ANB is not responsible for the external content of such third parties. When you use a link to visit a third-party website, you will be subject to that website's privacy and security practices.

ANB Bank has a presence on social media through our ANB Bank branded social media pages. These social media sites have their own privacy and security practices.

Data Privacy

This Digital Privacy Disclosure is intended to provide you with information on what data ANB collects and how it is used.

CCPA – California Resident Data Subject Rights

The California Consumer Privacy Act (CCPA) provides certain rights to California residents. If your account has a California mailing address, we will not share your information with companies outside of ANB Bank, except for our everyday business purposes or with your consent. In response to requests that fall under CCPA for California residents, we will conform to the requirements of CCPA.

GDPR – European Union (EU) Data Subject Rights

The EU's General Data Protection Regulation (GDPR) provides certain rights to EU residents. In response to requests that fall under GDPR for EU residents we will conform to the requirements of GDPR.

For any data requests, please contact us through the information provided below.

Security of your information

ANB Bank complies with all applicable federal and state laws and regulations regarding security of customer data.

Questions, concerns or complaints

Please contact ANB's Compliance department:

ANB Bank
Compliance Department
3033 1st Ave, Suite 215
Denver, CO, USA 80206

For your security: Do not send account or personal information in an email message.