Business Miscellaneous Fees
| ATM Fees | |
| Non-ANB Bank ATM (Foreign ATM) | $2.00 each (ATM operator/owner may charge an additional surcharge) |
| Debit or ATM Card Fees | |
| Replacement Card | $10.00 per card (when ordered two or more times a year) |
| Rushed Card Replacement | $50.00 per card |
| International Transactions (ISA) | 1% of each transaction |
| Overdraft Fees | |
| Non-Sufficient Funds (NSF) | $30.00 per item paid or returned for non-sufficient funds created by check or by other electronic means (excluding ATM and one-time debit charges) |
| Extended Overdraft | $5.00 per business day when an account is overdrawn, continuing for up to 6 consecutive business days when the account remains overdrawn. During the first 5 business days the account is overdrawn there is not a fee. |
| Overdraft Transfer (Savings to Checking) | $5.00 each |
| Business Overdraft Line of Credit | $20.00 annual fee |
| Account Fees | |
| Account Closing | $25.00 if closed within 90 days of opening |
| Paper Statement | $5.00 per month for business |
| Check Orders | Varies by selection and quantity ordered |
| Check Imaging | |
| Front of checks or deposits | $5.00 per month |
| Back of checks or deposits | $2.00 per month |
| Business Check Cashing | $5.00 each (non-customers) |
| Cashier's Check | $5.00 each (ANB customers only) |
| Foreign Deposited Item | $3.00 each |
| Temporary Checks | $0.25 each |
| Activity Printout | $3.00 each |
| Garnishments/Levies | $75.00 each |
| Regulation D Excessive Withdrawal | $10.00 per occurrence on Saving & Money Management accounts |
| Research/Reconciliation | $25.00 per hour |
| $5.00 per statement copy | |
| $2.00 per page | |
| Fees vary for electronic copies via USB or CD Rom (shipping is also additional) | |
| Dormant Fee – Checking | $25.00 annually, after no customer initiated activity for 24 months with less than $100.00* |
| Dormant Fee – Savings/Money Management | $25.00 annually, after no customer initiated activity for 48 months with less than $100.00* |
| Service Fees | |
| Online Banking – Business | |
| View, Transfer with Bill Pay | Free |
| View, Transfer, Bill Pay with Treasury Management | $25.00 per month (Credit approval required for some functions) Additional fees for products may apply |
| Overnight or Expedited Bill Pay | Additional fee per payment varies |
| Transfers – Online, Mobile or 24/7 Telephone Banking | Free |
| Transfers – Customer Care or Lobby Assistance | $1.50 per transfer |
| External Transfers – Lobby Assistance | $3.00 per transfer |
| Loan Sweep to Business Checking | $5.00 per sweep or $ 75.00 per month |
| Night Depository Bags | $5.00 zipper, $25.00 lock bag |
| Key Replacement | $5.00 each |
| Stop Payment (6 months) | $30.00 each |
| Wire Incoming Domestic | $12.00 each |
| Wire Incoming International | $15.00 each |
| Wire Outgoing Domestic | $25.00 each |
| Wire Outgoing International | $50.00 (additional international fees could apply) |
| Returned Deposit Item | $7.00 each |
| Redeposit Item | $7.00 each |
| Collection Fees | |
| Collections | $20.00 incoming and outgoing |
| Foreign Items | $50.00 each |
| Special Handling Instructions | $25.00 per month |
| Safe Deposit Boxes | |
| Safe Deposit Box | Rental, varies by box size and location (request pricing from your local banking center) |
| Lock Drilling | Varies by location |
| Lost Key | $25.00 |
Disclosure
*If balance is equal or less than $25.00, only the dormant fee will be charged up to the balance remaining in the account. No overdraft fees will be charged.