Do I have to pay for overdraft protection? <p>Overdraft protection is available for some of our Personal Checking accounts. Please refer to our <a href="/personal-miscellaneous-fees" class="font-copper" title="Personal Miscellaneous Fees">Personal Miscellaneous Fee Schedule</a>&nbsp;or <a href="/business-miscellaneous-fees" title="Business Miscellaneous Fee Schedule" class="font-copper">Business Miscellaneous Fee Schedule</a> for additional details.</p>