Contactless Debit Cards How do I use a contactless debit card? <p>Look for the contactless symbol on the card reader or Tap to Pay verbiage.&nbsp; The four curved lines that appear on your card should also appear on contactless-enabled card readers.&nbsp; When prompted, hold your card within one to two inches of the contactless symbol.&nbsp; If your purchase is approved, you will receive confirmation in the form of a beep, green light, or check mark.</p> Will a PIN be required for contactless transactions? <p>A PIN may be required to complete ATM transactions, some debit card purchases, and you may be asked to enter a PIN for purchases when traveling outside the United States. Not all ATMs are equipped to handle ATM transactions via contactless.</p> How can I tell if my card is contactless? <p>Look for the contactless symbol on the front of your card. If you card does not have this symbol, you can request a new debit card. All new ANB Bank debit cards (personal, business and HSA cards) will be contactless starting in March 2022. &nbsp;This is four curved lines that increase in size from left to right, similar to a Wi-Fi symbol. Contactless readers will also have this symbol.</p> How do contactless debit cards work? <p>Contactless cards use radio-frequency identification (RFID) technology, allowing the card to communicate with the card reader when the card is held near the reader during a transaction.&nbsp; When the contactless card is held to the contactless reader, the reader securely authenticates the card information.&nbsp; The merchant&rsquo;s point-of-sale system sends the transaction to ANB Bank.&nbsp; ANB Bank will then analyze the transaction before approving it.&nbsp; The tap-and-go process usually takes less than a second.</p> What if a store does not have contactless readers? <p>Contactless cards also come with EMV chips, magnetic stripes, debit card number, expiration date, and security code.&nbsp; If a store does not have contactless readers, the card can still be inserted into the chip reader or swiped.</p> How safe are contactless cards? <p>Contactless cards are just as secure as chip cards at a chip-enabled register and more secure than magnetic strip payments.&nbsp; Each contactless transaction creates a unique, one-time code.&nbsp; This code cannot be used again and can only be read by the card-processing network, reducing security risks.</p> Can my contactless card allow others to track my location? <p>No. Contactless and EMV chip card technology are not locator systems.&nbsp; The technology is limited to supporting authentication of card data when a purchase is made.</p> Can people "skim" information off a contactless card? <p>No.&nbsp; For every contactless transaction, a one-time code is created that secures your payment information.&nbsp; The code cannot be reused and the information would be useless to a fraudster.&nbsp; Your name and account number are not transmitted from your card.</p> What other terms are used to describe contactless technology? <p>Contactless technology is also described as &ldquo;Tap and Pay&rdquo;, &ldquo;Tap and Go&rdquo;, &ldquo;Wave and Go&rdquo; and &ldquo;Swipe-Free Shopping&rdquo;.</p>