Youth Banking

Helping young adults learn the value of managing money in accounts that are safe and convenient!

Youth Checking Account

Establish your first checking account with ANB! Our Youth Checking Account is designed for that first checking account user from age 15-22. Using a Youth Checking Account will help you record and monitor your money and spending to the penny! ANB’s Youth Checking Account includes:

  • Low $25 Opening Deposit
  • No Monthly Service Charge
  • Free ANB Bank Visa® Debit Card required
  • Free Online Banking required
  • Free Online Bill Pay
  • Free Mobile Banking
  • Reduced Overdraft Fee of $15 per overdraft
  • Spare-Change Savings Account Program can be added

No check writing capabilities are available on this account. Joint Ownership for ages 15 – 17 (typically parent or guardian) with spending limit controls. This account will be converted to another ANB Checking Account of the account holder’s choice after the individual reaches age 23. Mobile Banking smart phone requirements apply.


Spare-Change Savings Account

All it takes is a link between your Checking and Savings Accounts. Then, every time you use your Debit Card for purchases, the difference between the purchase and the next whole dollar amount transfers automatically from your Checking to your Savings Account. Designate a current Savings Account or set up a new Spare-Change Savings Account* with:

  • $25 Opening Deposit
  • No Monthly Service Charge
  • Maximum of six free withdrawals per month allowed including preauthorized transfers
  • Withdrawals over 6 will be charged $1 per withdrawal
  • Transfers over 6 will be charged $10 per transfer

It’s that easy using your spare change to save!

* If Debit Card Auto Transfer feature is canceled, the account will convert to a Youth Savings Account if you are under 18, or a Personal Savings Account with balance requirements and fees.



Youth Savings

Help your child begin planning for their financial future beginning with a Youth Savings Account at ANB. Starting an account of their own will help them realize the benefits of saving versus spending and planning on how to do both.


  • No opening deposit required
  • No minimum balance requirement
  • No monthly service charge
Minor Savings

A maximum of six free withdrawals per month are allowed which include preauthorized transfers. Withdrawals in excess of six will be charged $1 per withdrawal. Transfers in excess of six will be charged an additional $10 per excessive transfer. This account will be converted to a Personal Savings Account, after the individual reaches age 18.


Youth Resource Center

It’s never too early or late to talk with your kids about money. ANB Bank is committed to educating kids about money and helping families talk about spending, saving, and sharing money wisely. Simply click to expand a section below to get started:

Kids.gov

A safe place to learn and play. This site has videos, games facts and information to teach young kids about money and saving.


Coloring Sheets

Download these coloring sheets showing the U.S. Mint state quarters where ANB has banking centers, and the coins with Eagles on them.

    CO    KS    WY    25¢    50¢


Eddie’s Fun Page

Download this coloring sheet that explains the basics of how to make a deposit or a withdrawal, ways to earn money, a coloring section, and a crossword puzzle.


Eddie’s Eager Earner Workbook

Download this workbook to have Eddie the Eagle, ANB’s mascot, walk you through some fun money activities.


h.i.p. pocket change

A number of games from the U.S. Mint that teach kids about currency and managing their money.


Newsletters

Download these newsletters for youngsters that center on the power of saving and budgeting for beginners. They feature a fun crossword puzzle, a family budgeting work sheet, and glossary.


Teach Children to Save

The ABA Education Foundation established National Teach Children to Save Day to spotlight the importance of teaching our nation's youth about saving money.


Kids.gov

A safe place to learn and play. This site includes facts about money, information on jobs involving money and ways to save money. There are also several videos to learn about topics involving money, and games involving money.


Financial Football

Give your financial knowledge a workout with the new Financial Football, it’s a fast-paced, NFL-themed video game developed by Visa.


Financial Soccer

Financial Soccer is a fast-paced, multiple-choice question game, testing players' knowledge of financial management skills as they advance down field, and try to score goals.


It’s My Life

This website, designed specifically for tweens and sponsored by PBS, includes articles on how to save money, how to be a smart spender, and how to manage your money.


Newsletters

Download these newsletters that center on the power of saving and budgeting. They feature tips, suggested books and websites from the ABA Education Foundation and the FDIC.


Kids.gov

A safe place to learn and play. This site includes facts about money, information on jobs involving money and ways to save money. There are also several videos to learn about topics involving money, and games involving money.


FDIC's Consumer News Special Edition

Download this newsletter from the FDIC that provides simple strategies and practical guidance for borrowing, savings, banking and avoiding scams.


FDIC's Money Smart

A self-paced Computer-Based Instruction (CBI) format online for ages 13 and over in English and Spanish.


Financial Football

Give your financial knowledge a workout with the new Financial Football, a fast-paced, NFL-themed video game developed by Visa.


Financial Soccer

Financial Soccer is a fast-paced, multiple-choice question game, testing players’ knowledge of financial management skills as they advance down field, and try to score goals.


Newsletters

Download these Personal finance newsletters for older students and young adults.


Reality Check

What kind of lifestyle do you want? Answer these few basic questions and you’ll be given a Reality Check.


FDIC's Consumer News Special Edition

Download this newsletter from the FDIC that provides simple strategies and practical guidance for borrowing, savings, banking and avoiding scams.


FDIC's Money Smart

A self-paced Computer-Based Instruction (CBI) format online for ages 13 and over in English and Spanish.


Financial Football

Give your financial knowledge a workout with the new Financial Football, a fast-paced, NFL-themed video game developed by Visa.


Financial Soccer

Financial Soccer is a fast-paced, multiple-choice question game, testing players’ knowledge of financial management skills as they advance down field, and try to score goals.


Get Smart About Credit

This national financial education program helps bankers teach young adults the ABC’s of wise credit use.


Newsletters

Download these personal finance newsletters for young adults that focus on using credit responsibly.


Personal Finance Organizer

Make your own personal finance organizer using these printable sheets that feature goal sheets, a money diary, and a money tracking ledger.