Savings and Investment

Personal Savings

A popular account for those wanting to save for the future with the added convenience of ATM access.

  • Opening deposit – $100.
  • Minimum balance of $100 to avoid monthly service charge of $3.
  • Maximum of 6 free withdrawals per month allowed including preauthorized transfers.
  • Withdrawals over 6 will be charged $1 per withdrawal.
  • Transfers over 6 will be charged $10 per transfer.

Open a Personal Savings Account Today.


Spare-Change Savings Account

All it takes is a link between your Checking and Savings Accounts. Then, every time you use your Debit Card for purchases, the difference between the purchase and the next whole dollar amount transfers automatically from your Checking to your Savings Account. Designate a current Savings Account or set up a new Spare-Change Savings Account* with:

  • $25 Opening Deposit
  • No Monthly Service Charge
  • Maximum of six free withdrawals per month allowed including preauthorized transfers
  • Withdrawals over 6 will be charged $1 per withdrawal
  • Transfers over 6 will be charged $10 per transfer

It’s that easy using your spare change to save!

* If Debit Card Auto Transfer feature is canceled, the account will convert to a Personal Savings Account with balance requirements and fees.


Money Management

With the ease of check-writing access to your money, and high rates of return, you can manage your money wisely, based on the balances in the account.

  • Opening deposit - $100
  • Minimum balance of $1,000 to avoid monthly service charge of $10
  • Maximum of 6 free withdrawals per month allowed including preauthorized transfers.
  • $10 fee per excessive withdrawal or transfers.


Youth Savings

A Youth Savings Account designed to help encourage savings for young individuals, up to 18 years of age, and to get your child off to a good start, we will contribute the first $10!

  • No opening deposit required.
  • No minimum balance requirement.
  • No monthly service charge.
  • Maximum of six free withdrawals per month allowed including preauthorized transfers.
  • Withdrawals over six will be charged $1 per withdrawal.
  • Transfers over six will be charged $10 per transfer.
  • This account will be converted to a Personal Savings Account, after the individual reaches age 18.

Click Here To Visit The Youth Banking Page


Certificates of Deposit

Competitive rates and a wide variety of maturities make our Certificates of Deposit a very attractive savings option. They can be purchased for as little as $1,000.

Penalty for early withdrawal


Jumbo CDs

Also available in a wide variety of maturities and competitive rates, Jumbo Certificates of Deposit beginning with a purchase amount of $100,000.

Penalty for early withdrawal


Individual Retirement Accounts

Plan for a happy, secure retirement. Ask our personal bankers for details on various investments, transfers, and rollover IRA options.

Penalty for early withdrawal


HSA (Health Savings Account) Now Deposit

A Health Savings Account allows individuals to pay for current health expenses and save for future qualified medical and retiree health costs on a tax free basis. To be eligible for a Health Savings Account, an individual must be covered by a Higher Deductible Health Plan (HDHP), must not be covered by other health insurance, is not eligible for Medicare and can not be claimed as a dependent on someone else's tax return.

Learn More About HSA

Open a HSA Today