Personal Checking

At ANB Bank, we make banking EASY with a variety of
checking accounts for all stages of your life.

  Minimum Opening Deposit Minimum Balance to Earn Interest Monthly Service Charge Interest Bearing ATM and/or Debit Card Fee Open Now
Free Checking $25 N/A $0 No Free  

FREE CHECKING – For individuals who never want to pay a monthly service charge again! FreeChecking is an efficient, economical way to manage a checking account.

Monthly Service Charge: No Charge
Check Orders: Fees Vary
Check Writing/Withdrawals: Unlimited
Check SafeKeeping: Free
Check Imaging–Fronts of Checks: $2 per month (optional)
Additional Benefits: Free Online Banking with Free Bill Pay
Free IDSafeShield (recovery and education)
IDSafeShield PLUS $12.99 per month (Optional)
24-Hour Telephone Banking
Relationship Rate of Interest on new CDs 1-Year or Longer
(promotional CDs not included)
Overdraft Protection: $20 Annual Fee, credit qualification required
Easy Checking Plus $100 $1,000 $0 or $12/mo. Yes Free  

EASY CHECKING PLUS – An account that earns a competitive rate of interest, with no monthly service charge, if the balance requirement is maintained, plus other banking benefits.

Monthly Service Charge: $1,000 Min. Bal. & Over - No Charge
Under $1,000 Min. Bal - $ 12 Per month
Check Orders: Fees Vary
Check Writing/Withdrawals: Unlimited
Check SafeKeeping: Free
Check Imaging–Fronts of Checks: Free
Additional Benefits: Free Online Banking with Free Bill Pay
Free IDSafeShield (recovery and education)
IDSafeShield PLUS $12.99 per month (Optional)
24-Hour Telephone Banking
Relationship Rate of Interest on new CDs 1-Year or Longer (promotional CDs not included)
Overdraft Protection: $20 Annual Fee, credit qualification required
Classic50 (For Ages 50+) $100 $1,000 Free Yes Free  

CLASSIC50 CHECKING ACCOUNT – If you’re 50 or better, Classic50 will give you numerous free and discounted banking benefits.

Check Orders: Standard Style Free
Check Writing/Withdrawals: Unlimited
Check SafeKeeping: Free
Check Imaging–Fronts of Checks: Free
Package Benefits: Free Official Checks (limit 5 per month)
50% Discount on a small Safe Deposit Box (where available, contents not FDIC insured)
Additional Benefits: Free Online Banking with Free Bill Pay
Free IDSafeShield (recovery and education)
IDSafeShield PLUS $12.99 per month (Optional)
24-Hour Telephone Banking
Relationship Rate of Interest on new CDs 1-Year or Longer (promotional CDs not included)
Overdraft Protection: $20 Annual Fee, credit qualification required
Ultimate Checking $100 Tiered $0 or $20/mo. Yes Free  

ULTIMATE CHECKING ACCOUNT – Earn higher interest rates and enjoy additional benefits with larger balances using our Ultimate Checking Package.

Min Balance for Interest: $ 0 - $ 24,999.99
$ 25,000 - $ 99,999.99
$100,000 - $249,999.99
$250,000 +
Monthly Service Charge: $5,000 Min. Bal. & Over - No Charge
Under $5,000 Min. Bal. - $ 20 Per month
Check Orders: Specialty Checks (1 Box Per Year or $8 Towards Any Style)
Check Writing/Withdrawals: Unlimited
Check SafeKeeping: Free
Check Imaging–Fronts of Checks: Free
Package Benefits: Ultimate Rate of Interest on new CDs 1-Year or Longer (promotional CDs not included)
Free Official Checks (limit 5 per month)
50% Discount on a small Safe Deposit Box (where available)
One Domestic Wire Per Month (at no charge)
Additional Benefits: Free Online Banking with Free Bill Pay
Free IDSafeShield Enhanced (recovery, education, and expense reimbursement)
Free First 3 Foreign ATM Fees Waived Per Month, $1.50 each thereafter
(Surcharges imposed by non-ANB Bank ATMs may apply)
IDSafeShield PLUS $12.99 per month (Optional)
24-Hour Telephone Banking
Overdraft Protection: $20 Annual Fee, credit qualification required
Miscellaneous Fees