Your bank deposits are safe at ANB with FDIC insurance coverage now up to $250,000 per depositor.

If you have deposits over $250,000 there is additional FDIC insurance coverage based on how we can structure your accounts, making sure those funds are also safe.

To understand how the insurance rules and limits apply to a depositor's specific group of deposit accounts-what's insured and what portion (if any) exceeds coverage limits at that bank, the FDIC has an Electronic Deposit Insurance Estimator (EDIE) that allows the user to print the report for their records. EDIE can be used to calculate the insurance coverage of all types of deposit accounts offered by an FDIC-insured bank.
Click here to go to EDIE at www.fdic.gov.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS

All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction accounts” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

If you have any specific questions regarding FDIC Insurance Coverage, please contact the bank directly or click on the FDIC website link below for detailed consumer information.

FDIC Consumer Information         FDIC Insurance Video

CONSUMER ALERT - Fraudulent Emails Claiming to be from the FDIC

FDIC to Provide Quick Tips for Consumers Over the Internet
New service announced in conjunction with National Consumer Protection Week

At any age or stage in life, it's important to stay informed about ways to save and protect your money. The FDIC, in observance of National Consumer Protection Week (NCPW) March 7-13 and its theme of helping people of all ages exercise their consumer rights, announced today that the agency will begin to regularly deliver timely tips on money management on the agency's Web site and through an e-mail subscription service.

The first five tips will be issued during NCPW – one each day – beginning Monday, March 8. Starting the following Monday, the tips will be provided on a weekly basis as the FDIC "Consumer Tip of the Week." Topics will range from saving and borrowing money to protecting money with FDIC insurance and avoiding financial fraud.

The FDIC's "Consumer Tip of the Week" may be found at www.fdic.gov/consumertips. Consumers, members of the media, financial educators and anyone else interested in receiving the tips automatically in e-mails should subscribe to the "Consumer Tip of the Week" using the e-mail update link on this Web page.

For more information about the FDIC's educational programs and service for consumers, including a toll-free Call Center, free videos and brochures, current and past issues of FDIC Consumer News (including the Spring 2008 special edition entitled "Money Tips for All Ages: Your Finances at Different Stages of Life"), and the Money Smart financial education curriculum (one version for adults and one for young adults), visit www.fdic.gov or call 1-877-ASK-FDIC (1-877-275-3342). The FDIC also has added a special Web page about National Consumer Protection Week at www.fdic.gov/ncpw that features quick links to several of the agency's products for consumers.