Four Easy Steps to Apply 1. Gather the information you will need. Applicant(s) residence and work history Your mortgage holders' contact information Current mortgage balances Estimated value of your home Policy number and contact information for your homeowner's insurance Account names, numbers and balances for any debts you want to consolidate 2. Read the fine print. If you are applying for a home equity line of credit, you are required to read What You Should Know about Home Equity Lines of Credit Brochure. Please read one of the following disclosures, based on the type of loan you are applying for. American National Bank Home Equity Promotion Line of Credit Disclosure (7 Year - Interest Only) You will need Adobe® Acrobat Reader to view these documents, which you can download here for free. 3. Click the Apply Now button below and complete our online application. With the required information handy, the application should take minutes to complete. If you change your mind after you submit the application, don't worry; submitting your application does not place you under any obligation to proceed with the loan. 4. We'll call you. Once you click submit, we will contact you at the number you provide to review the specifics of your loan.    Equal Housing Lender